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You will find that the premiums for term life insurance will be significantly cheaper than the premiums on a whole life policy for the same amount of coverage. When comparing individual health insurance plans and major medical plans, youll probably find that major medical plans are generally more expensive. As you have probably seen in recent years, the life insurance industry has come under attack due to a minority of agents who use unscrupulous sales tactics. Assurant Health is know a quality company that provides health insurance to families, self employed, individuals, small businesses and large businesses. If you can not yet afford a major medical plan but want protection against the unexpected, you may want to try to save money and get discount health insurance in Tennessee for accident coverage. Purchasing a yearly auto insurance policy will provide you with greater savings since the premium rate is fixed for one year compared to buying a six month policy which changes rates every six months.